By: webdoyenne
I do think the Target card is worth it. You get 5% off your purchases whenever you use it there, and they donate a small % of what you spend to the school of your choice. My son’s high school has...
View ArticleBy: Jackie
I think you hit on one of the biggest long-term downsides: they keep sending you offers, discounts, and sales announcements, and so you’re constantly tempted to spend more.
View ArticleBy: Joseph @ DebitversusCredit
Depending on your shopping patterns and your discipline with paying cards off monthly I would agree with webdoyenne in her comment how certain cards can be worth it. Her example of course being Target...
View ArticleBy: Susan
Agree with this article completely! Some store credit cards come with no-interest finance offers, however, and used wisely (ie, only purchase what you would have purchased without the card in the first...
View ArticleBy: Jon -- Free Money Wisdom
I just stick with my normal credit cards and make sure they have rewards programs on them. I am not tempted to sign up for retail store cards due to my already stellar cashback bonuses on my cards....
View ArticleBy: Philip Taylor
I’m curious what made you choose the credit card version vs the debit card? My wife and I are thinking about this one.
View ArticleBy: Philip Taylor
I did the same thing back in the day with a Best Buy card. The 0% is tempting even if you can pay for it outright.
View ArticleBy: Jenna, Adaptu Community Manager
I think getting a store credit is worth if for major purchases, TVs or grills, or a remodel of a kitchen. Other than that for clothes and such, not so much…
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